Marketplace insurance is designed for individuals and families who are under the age of 65 and do not have access to affordable health coverage through an employer, Medicare, or Medicaid. It's a perfect solution for the self-employed, small business owners, early retirees, and anyone working a job that doesn't offer health benefits.

The most important feature of the Marketplace is financial assistance, also known as a premium tax credit or subsidy. Your eligibility is based on your estimated household income for the year and your family size. The majority of people who enroll in a plan qualify for some level of financial help, which can significantly lower their monthly premium. We can help you check your eligibility in just a few minutes.

The main time to enroll is during the Open Enrollment Period, which happens every year in the fall. However, if you experience a qualifying life event during the year—like losing your job-based health coverage, getting married, or having a baby—you may be eligible for a Special Enrollment Period that allows you to sign up for a plan mid-year.

While you can use the government website, it can often be confusing and overwhelming. As certified Marketplace brokers, our services are 100% free to you. We simplify the entire process, help you accurately estimate your income to maximize your subsidy, and compare all the plan options available in Stuart or Palm City to find the one that truly fits your needs and budget. Plus, you get our personal support all year long if you ever have an issue.