Yes, most likely. In most states, you only need a minimum of two employees to qualify for a group health plan, and one of them can be the business owner. The requirements are designed to be accessible even for very small businesses. We can quickly confirm the specific eligibility rules for your company here in Stuart or Palm City and help you get started.

No, you do not. The most common arrangement is for the employer to cover at least 50% of the monthly premium for their employees. You can choose to contribute a higher percentage or also contribute towards the premiums for employees' families, but it's typically not required. We can help you structure a contribution strategy that fits your budget and business goals.

Offering group health insurance is one of the most powerful investments you can make in your business. It gives you a significant competitive edge in attracting and retaining talented employees, reduces turnover, and leads to a healthier, more productive workforce. Plus, there are often significant tax advantages for the premiums your business pays.

That's a great question. An insurance company can only sell you its own products. As independent brokers, we work for you, not for any single insurance carrier. We shop the entire market to find the best plan at the best price for your business. Our expert guidance and ongoing support—from enrollment to annual renewals—are provided at no cost to you, saving you an immense amount of time and potential frustration.